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Comparison with other currencies

Bitcoin
Ethereum
Ripple
Govt. currencies
Family Coins
fees
high
high
low
low
low
inflation risk
lowest
low
low
moderate/high
low
privacy
moderate
moderate
moderate
low
moderate
seizure resistance
strongest
strong
moderate
moderate
strong
hostile regulatory risk
low
moderate
high
highest
low
non-currency utility
weak
strong
weak
weak
strong
public-ledger based
yes
yes
yes
no
yes
crypto based
yes
yes
yes
no
yes
dev and holder incentives aligned
no
no
no
N/A
yes
sustainable dev funding model
no
no
no
N/A
yes
Coin holders are owners
no
no
no
no
yes
technological lock-in
high
moderate
moderate
N/A
low
theoretical scaleability
lowest
moderate
moderate/high
high
high
latency
high
high
low
low/moderate
low
effective leadership structure
no
no
somewhat
yes
yes
leadership continuity ensured
no
no
no
yes
yes

Fees

Transaction fees

Bitcoinhigh

High

Ethereumlow

High

Ripplelow

Low

Government currencieslow

Low (to moderate?)

Family Coinslow

Free for most. Low for others.

Inflation risk

The degree to which the value of one's holdings may be threatened by a platform's monetary policy

Bitcoinlowest

Bitcoin's supply is capped at 21 million and has a long track record of keeping it that way.

Ethereumlow to moderate

Ethereum has no supply cap and no predictable monetary policy. Ethereum pays miners via inflation. That said, there's no evidence that Ethereum's supply inflation to date has resulted in a debasement of its value.

Ripplelow

Capped at 100,000,000,000 (100 billion) XRP.

Government currencieslow

Inflation is virtually universal across all government currencies. Usually by design.

Family Coinslow

Family Coins' supply is capped at 200 million.

Privacy

Bitcoinlow to moderate

Public ledgers are not private by default and they are that way by design. They can be utilized in a privacy-preserving manner but it requires effort from the user.

Ethereumlow to moderate

Same as Bitcoin

Ripplelow to moderate

Same as Bitcoin

Government currencieslow to high

Government currencies provide almost zero privacy from government currencies. But as opposed to public ledger based currencies, they usually provide a high degree of privacy from the general public.

Family Coinslow to high

For the most part, same as Bitcoin and other public ledger currencies. But thanks to Family's trust model, the Family Corporation is well positioned to offer low countryparty risk custodial off-chain privacy services that would protect individuals from the general public.

Seizure resistance

Bitcoinstrongest

Custody of private keys determines ownership. Bitcoin's culture is strongly opposed to seizing coins via forks.

Ethereumstrong

Custody of private keys determines ownership. Early in its life, in a controversial move, Ethereum has siezed hacked coins via a hard fork. That said, it has never done it again and there's no reason to expect it would try to seize funds in a questionable way. Nonetheless, the probability of a malicious seizure is mariginally higher than with Bitcoin.

Ripplemoderate

Ripple is operated by a traditional corporation that has absolutely no regulatory resistance. There's no reason to expect the seizure resistance to be different from the traditional financial system.

Government currenciesmoderate

Governments can usually freeze funds with little explanation or recourse. The degree of legal protection against governmental seizures depends on the jurisdiction.

Family Coinsstrong

Similar to Bitcoin and Ethereum.

Hostile regulatory risk

Hostile regulatory risk

Bitcoinlow

Bitcoin exhibits strong innate regulatory immunity. There is no easy way to pressure the network into changing its policy for external reasons. Bitcoin's regulatory strategy is based on .

Ethereummoderate

Ethereum exhibits moderate situational regulatory immunity. Much of Ethereum depends traditional legal entities for its operations. While these have not happened yet, perfectly plausible regulatory attacks against the Ethereum network can be formulated. Much of Ethereum's apparent regulatory immunity is highly circumstantial. ......... FFF

Ripplehigh

Ripple is operated by a traditional corporation that has absolutely no regulatory resistance.

Government currencieshighest

By definition, governments have nearly absolute power to regulate their own currencies.

Family Coinslow

Family Coins, and the broader Family Network, exhibit strong innate regulatory immunity.

Non-currency utility

Bitcoinweak

Bitcoin doesn't have much non-currency utility and it's leadership is often actively opposed to non-currency use cases. Much of the Bitcoin community believes utility value makes for a bad currency.

Ethereumstrong

Ethereum is designed around its own utility and it has significant real world adoption as a utility token.

Ripplemoderate

Ripple has some support for non-currency usecases.

Government currenciesN/A

N/A

Family Coinsstrong

Family Coins are an inseparable part of the broader Family ecosystem without which it couldn't work.

Public ledger based

Bitcoinyes

Yes

Ethereumyes

Yes

Rippleyes

Yes

Government currenciesno

No

Family Coinsyes

Yes

Crypto based

Crypto based

Bitcoinyes

Yes

Ethereumyes

Yes

Rippleyes

Yes

Government currenciesno

No

Family Coinsyes

Yes

Dev and holder incentives aligned

Are developers and holders of the currency playing on the same team?

Bitcoinno

Bitcoin developers are not supported by the Bitcoin network itself in any way. Many core Bitcoin developers are supported by private companies with their own divergent interests. It is unclear if they have Bitcoin holders' best interests at heart. While still number one, Bitcoin keeps ceding ground to competition for unclear reasons.

Ethereumno

Early Ethereum insiders got major bonuses, but after this one-off event, much like Bitcoin developers, Ethereum devs are not directly supported by the Ethereum network in any way.

Rippleno

Government currenciesN/A

No

Family Coinsyes

The Family model was designed specifically to address this issue. The Family Corporation is put on an extremely long vesting schedule. The only way to keep vesting the coins is to keep delivering value to the people. An incompetent or malicious board can be replaced.

Sustainable dev funding model

Is enough money flowing towards continued development of new features?

Bitcoinno

No

Ethereumno

No

Rippleno

No

Government currenciesN/A

N/A

Family Coinsyes

Increase in the value of Family Coins almost universally implies more money going into the development of the broader Family Network.

Coins holders are owners

Is a project's cryptocurrency tied to project ownership?

Bitcoinno

No. Ownership of Bitcoins doesn't imply any control over the Bitcoin project whatsoever.

Ethereumno

Same as Bitcoin.

Rippleno

Same as Bitcoin.

Government currenciesN/A

No

Family Coinsyes

Yes, ownership of Family Coins implies fractional ownership of the Family Corporation and the broader Family brand.

Technological lock-in

The degree to which the platform or project has to stick with its past technological choices and cannot adapt to future developments

Bitcoinhigh

Both Bitcoin's technical model AND its culture prevent most changes from happening. Bitcoin prides itself at being the most ossified crypto platform.

Ethereummoderate

Ethereum's technical model makes changes hard to implement and coordinate. But the Ethereum leadership is generally open to change.

Ripplemoderate to low

Mostly similar to Ethereum, but Ripple's leadership structure likely makes changes easier to coordinate.

Government currenciesN/A

N/A

Family Coinslow

The Family model makes changes easy at both a technical and organizational layer. There are almost no unnecessary middlemen in the Family model with which one has to coordinate changes.

Theoretical scaleability

Regardless of the current state of things, the degree to which the given model could be scaled given enough effort and resources

Bitcoinlowest

Bitcoin's distributed consensus model is inherently unscalable, on top of that the Bitcoin leadership actively believes scaleability universally implies undesirable consequences, and as such they're not interested in scaling Bitcoin at layer one.

Ethereummoderate

Ethereum faces similar technical constraint as Bitcoin. But the Ethereum leadership is open to optimizing their distributed consensus model.

Ripplemoderate to high

Ripple employs a very limited version of distributed consensus which doesn't suffer from the same performance limitations.

Government currencieshigh

Much of the financial system doesn't to use distributed consensus AND doesn't even need strong finality guarantees.

Family Coinshigh

Although it may utilize distributed conseus when convenient, the Family model doesn't require it at all.

Latency

Latency

Bitcoinhigh

At very best transactions take a few minutes. Many hours or even days is completely normal.

Ethereumhigh

Similar to Bitcoin, slightly faster in the best case scenario, but also more likely to get clogged due to strong utility use.

Ripplelow

Almost instant

Government currencieslow to moderate

Instant transfers are possible but not universally available. Many traditional financial operations can be rather slow.

Family Coinslow

Almost instant

Effective leadership structure

Effective leadership structure

Bitcoinno

After Satoshi's disappearance, Bitcoin has never established a well-defined leadership structure.

Ethereumno

A small set of individuals are widely considered to be Ethereum's effective leadership. But the increased regulatory risk of Ethereum's model limits their effectiveness. The Ethereum model has also allowed for more middlemen to become major Ethereum decision-makers.

Ripplesomewhat

Ripple has a well-defined leadership structure and fewer middlemen. But much like Ethereum, high regulatory risk limits their freedom.

Government currenciesyes

Family Coinsyes

The leadership structure is well-defined and unencumbered by middlemen. It's insulated from regulatory risk and can exercise its sovereign will.

Leadership continuity ensured

Can the platform survive change or leadership?

Bitcoinno

After Satoshi's disappearance, Bitcoin has never established a well-defined leadership structure.

Ethereumno

Ethereum's celebrity founder is understood to be the de facto leader by the public. If he was to quit Ethereum and start another project, Ethereum would likely collapse overnight.

Ripplesomewhat

A legal corporation controls Ripple, rather than a loose group of individuals, some face-value continuity is more likely. But if that corporation itself fails as leaders there's no way to replace it.

Government currenciesyes

Change of leadership is perfectly normal and routine in many countries around the world.

Family Coinsyes

Family has a well-defined leadership structure and well-defined mechanisms for rotating it. There are no celebrity leaders and the model minimizes the risk of there ever being any.